Sharia-Compliant Mortgages
We offer Islamic mortgage options that are fully Shariah-compliant, helping you finance your dream home without paying interest.
Explore flexible, transparent, and ethical solutions for both UAE nationals and expats.
Financing Options
Murabaha
The bank purchases the property on your behalf and sells it to you at an agreed profit margin, payable over time. No interest, no surprises.
Ijara
A lease-to-own model where you pay monthly rent to use the property. Ownership transfers to you at the end of the term.
Musharakah
You enter into a partnership with the bank to co-own the property. You gradually buy out their share until you own it in full.
Expert Support from Metropolitan
Navigating Islamic mortgage options doesn’t have to be complicated. Our experienced advisors guide you through every step, explaining the differences, comparing providers, and helping you choose the right Shariah-compliant solution.
From checking your eligibility to handling the final paperwork, we take care of the details so you can focus on finding your dream home.
Islamic mortgages are structured to avoid interest (riba), which is prohibited in Islam. Instead of charging interest on a loan, banks use models like Murabaha, Ijara, or Musharakah to generate profit in a halal way. Each product is reviewed and approved by a Shariah board to ensure compliance.
Yes, Islamic mortgage options are open to all eligible applicants, regardless of faith or background. Many people choose them for their ethical structure, fixed profit rates, and transparent terms.
Conventional mortgages involve paying back a loan with interest. Islamic mortgages use alternative structures where payments are based on a pre-agreed profit rate or rent, with no interest or compounding charges.
No, our service is completely free to you. We receive our fee directly from the bank once your mortgage is arranged.
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